Who owns my fha mortgage

The mortgage owner is the only party that has the right to collect the debt or foreclose on the property if a borrower does not make their mortgage payments. Also known as mortgage backers , these entities guarantee mortgage owners that they will get paid in case a borrower defaults on their loan.

Guarantors cannot claim assets purchased by borrowers. In many cases, the first step to finding out who owns your mortgage is to contact your servicer. Your mortgage servicer is required to provide you, to the best of their knowledge, the name, address, and telephone number of the owner of your loan. It can be helpful to find out who owns, backs, or services your mortgage for numerous reasons.

Department of Treasury. If you are having difficulty paying your mortgage on time, your lender also referred to as a mortgage servicer should be your first call for assistance. They want to help you. Their telephone number and mailing address should be listed on your monthly statement. Information and guidance on options to stay in your home, options to leave your home, working with a housing counselor or your lender, avoiding fraud and more.

Skip to Content FreddieMac. Home Loan Look-Up Tool. Loan Look-Up Tool. You can look up who owns your mortgage online, call, or send a written request to your servicer asking who owns your mortgage. The servicer has an obligation to provide you, to the best of its knowledge, the name, address, and telephone number of who owns your loan.

Many mortgage loans are sold and the servicer you pay every month may not own your mortgage. Whenever the owner of your loan transfers the mortgage to a new owner, the new owner is required to send you a notice.

You can find the number for your mortgage servicer on your monthly mortgage statement or coupon book. Practice Area Please select Zip Code.

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